We Put Your Interests First
We are a fiduciary, which means your interests come first. This may seem obvious. However, most “financial advisors” are not so obligated. As an independent Registered Investment Advisor (RIA), we do NOT sell proprietary products. Further, we do not have sales quotas. Also, we will never sell bank products. Lastly, we do not charge commissions. Our fees are completely transparent.
At SFA, it is About More Than Just Investments
We will help you to develop and implement a sound financial plan. Consequently, this will help you achieve your long-term goals. Retirement, college planning, travel, or leaving a legacy, let us help you.
We Provide Prudent Advice for Better Decision-Making
Multiple studies show that competent financial advisors add significant value over time.** Importantly, this value is not necessarily measured by the month-to-month performance against a stock market index. Instead, an advisor’s effectiveness should be measured long-term. Further, they should be measured against a proper benchmark. The value is added through acting effectively as a financial planner, wealth manager, and behavioral coach. This discipline is more valuable than many realize.
We Pledge to Act in the Highest Ethical Manner
Check out our Fiduciary Pledge. It is in addition to our Code of Ethics.
** Sources: Envestnet, Capital Sigma: The Return on Advice; Russell Investments, 2016 Value of a Financial Advisor Update: More than 3.75%; Vanguard, Putting a Value on Your Value: Quantifying Vanguard Advisor’s Alpha®; Morningstar Investment Management, Alpha, Beta, and Now… Gamma.
Learn more about working with a fiduciary. Give us a call at (203) 458-6800.
Contact Us to set up a free initial consultation. No pressure. No obligation.