Why Create a Financial Plan?
Your financial life can become complex. A financial plan, with the help of a skilled advisor, can process these complexities into a road map. This road map can help you to move forward.
Honestly, most of us spend more time planning our vacations than we do planning our financial future. Even more, you know that it is easy to put it off until tomorrow. Therefore, the best time for you to start is today.
What We Offer for You
We Provide Prudent Advice for Better Decision-Making
Multiple studies show that competent financial advisors add significant value over time.** Importantly, this value is not necessarily measured by the month-to-month performance against a stock market index. Instead, an advisor’s effectiveness should be measured long-term. Further, they should be measured against a proper benchmark. The value is added through acting effectively as a financial planner, wealth manager, and behavioral coach. This discipline is more valuable than many realize.
Holistic Wealth Management
At EWA of CT, formally Shoreline Financial Advisors, we know that your circumstances are unique. That is why, as part of our services, we always meet one-on-one. To begin with, we want to hear your unique story, as well as, your needs, questions and concerns.
Planning for your future financial goals entails a detailed financial plan. Moreover, it requires a sound investment strategy and ongoing review.
When you engage with us, our fee includes financial and retirement planning as well as investment management. Additionally, it includes estate planning recommendations, tax planning and insurance needs analysis.
Charitable Giving Made Simple and Efficient
Looking to increase your philanthropic impact? A Schwab Charitable donor-advised fund account is a simple, tax-smart investment solution for charitable giving.
Firstly, claim an immediate tax deduction while spreading your gifts over multiple years. Secondly, you can contribute highly appreciated assets without triggering capital gains taxes.
Let us help you give wisely and tax-effectively.
Consolidating Old Retirement Plans
Is more of something always better? Having multiple retirement plans from past employers can make things hard to keep track of. One way to take control of your retirement savings is to roll over your plan from a former employer into an IRA.
But there are several factors to consider based on your personal circumstances.
**Vanguard, Putting a Value on Your Value: Quantifying Vanguard Advisor’s Alpha®
**Envestnet, Capital Sigma: The Return on Advice
**Russell Investments, 2016 Value of a Financial Advisor Update: More than 3.75%
**Morningstar Investment Management, Alpha, Beta, and Now… Gamma.